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Subject: Mobile banking, Perceived value, Continuous usage intentions, Central cues, Peripheral cues, Elaboration likelihood model


Year: 2022


Type: Journal Article



Title: What drives m-banking clients to continue using m-banking services?


Author: Ciunova-shuleska, Anita
Author: Palamidovska-sterjadovska, Nikolina
Author: Prodanova, J.



Abstract: During the last decade, the constant innovation in the banking industry has prompted an evolution in providing these services, converting mobile banking into the channel that would distinguish banking entities’ competence. With the goal to determine the path towards customers’ retention, a survey with 252 mobile banking users was performed. Founded on the premises of the Elaboration Likelihood Model, the results of this study indicate how cognitive and affective aspects of the mobile banking experience foster clients’ perceived value and their future intentions towards these services’ usage. This research contributes with precise recommendations regarding the vital communication with customers identified in value perception. Besides, valuable insights on the simultaneous effect of the central and peripheral route of processing are evidenced by integrating entertainment elements. All of this finally assist in arranging a practical and pleasant experience that ensures customer maintenance.


Publisher: Elsevier


Relation: Journal of Business Research



Identifier: oai:repository.ukim.mk:20.500.12188/24391
Identifier: Ciunova-Shuleska, A., Palamidovska-Sterjadovska, N. and Prodanova, J., (2022). “What drives m-banking clients to continue using m-banking services?”, Journal of Business Research, Vol. 139, pp.731-739
Identifier: http://hdl.handle.net/20.500.12188/24391
Identifier: https://doi.org/10.1016/j.jbusres.2021.10.024



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What drives m-banking clients to continue using m-banking services?202226