Subject: m-payment, m-commerce, m-trade, iMS, security, certificate, transfer of funds, FSP, WAP, WIM, WTLS
Year: 2002
Type: Proceedings
Title: MOBILE PAYMENT’S SECURITY
Author: Antovski, Ljupcho
Author: Gushev, Marjan
Abstract: Mobile payments play an important role in retail payments. Mpayments are defined as payments carried out by mobile phone. This is especially promising with the third generation (3G) networks. M-commerce as a wide area could be divided into mobile E-commerce and M-trade area. Different models of mobile payments are proposed considering the physical disposition. A brief research on the state of the market is given to present a framework for possible solutions. Financial service provider is essential mediator among customers, merchants and banks. The iMS specification proposed in this paper enables mobile payments with one button click. Different levels of security have to be implemented for small, medium and large transaction of funds. The security algorithms are lightweight in correlation with the device’s processing power. The proposed models are simple, secure and scalable. Future solutions would merge m-payment and e-payments infrastructures in future proof architectures.
Publisher:
Relation: 3rd CiiT 2002
Identifier: oai:repository.ukim.mk:20.500.12188/23961
Identifier: http://hdl.handle.net/20.500.12188/23961
